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News, Opinions and Advice regarding the U.S. Home Health Care Industry

Independent Living Retirement Communities

September 3rd, 2005 by

Is your elder able to live independently—without needing constant care—but can no longer handle he maintenance involved in owning a home? Is staying home too much work, but moving to n assisted living facility or nursing home too drastic?

If so, an independent living retirement community may be the best option. Independent living etirement communities are designed for active seniors who want to continue living on their wn while being free from home maintenance.

What Are Independent iving Retirement ommunities?

Independent living retirement communities
have various designs. Some
are designed like apartments or condominiums,
and others are more
like single-family homes. All of them
provide special services geared
specifically toward seniors, and they
are staffed by people who understand
the needs of seniors.
Some communities, called lifecare
retirement communities or continuing
care retirement communities,
offer the option of buying, renting
or leasing an apartment—often
at a higher rate—with the guarantee
of a space in a skilled nursing facility
when the need arises. These types of
communities typically have higher
fees, but they often offer similar


n All exterior and some interior maintenance:
Including landscaping,
mowing and repairs.

n Security: Screening of visitors.

n Activities: Shopping trips, day trips
and organized events.

n Amenities: Tennis courts, swimming
pools, exercise and activity rooms.

n Meals: Meal plans are available, and
also the option of preparing meals in
your own apartment.

n Health care: Some communities offer
limited nursing or other health care,
in conjunction with a health care

Rent or Own?

Some independent living retirement
communities have rental units, and
others require residents to purchase
their own home unit. Decide which
is best in your situation; purchasing
involves more responsibility and commitment,
whereas renting allows more
flexibility but less security. Both renting
and owning, however, will give the
senior all of the available services.
Fees for Services
Which services are covered by what
fees varies from community to community.
Some have a monthly fee
that covers most of the services, and
others charge a fee per service. Make
sure that you understand whether a
given facility has one set fee or a feeper-
service schedule, and decide
which one would be the best bet.
Although the fee-per-service may
seem cheaper, residents who plan on
using many of the services might
want to pay a flat fee.

Filed under: Independent Living |

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